Texas Foreclosure

General Information on Texas Foreclosures:

There are currently over 14,600 foreclosed properties.

Texas Foreclosure is both Judicial and Non-Judicial

Judicial – Texas foreclosure law states that a lawsuit must be filed to obtain a court order to foreclose. Upon receiving all claims, the court will make a judgment in favor of the lender and against the borrower for the balance due. The sheriff is directed to auction off the property to the highest bidder.

Non-Judicial – Power of Sale – According to Texas foreclosure laws, the lender gives the debtor in default a written notice or demand letter. The borrower is given 20 days to cure the loan before the debt is declared due and notice of sale is given. The lender will then instruct the trustee to proceed with the foreclosure process.

Free Texas Foreclosure Lookup:

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For assistance with your foreclosure search, please contact one of the following websites:

  • Foreclosure Lookup:Texas Foreclosure Search – Foreclosure Deals
  • Credit Reporting:Texas Credit Reporting – Easy-to-understand, includes credit score explanation
  • Electronic Appraiser:Texas Electronic Appraiser – Instant Home Valuations!

    • Free Texas Foreclosure Forms:
    Following foreclosure forms are free for download. Most of the forms are provided with instructions on how to fill the form. To download any of these foreclosure papers and forms just right click on the link and select “Save As…”.

    Foreclosure Investing Forms – Real Estate Short Sale Forms:

  • Property Evaluation Sheet
  • HUD 1 Sheet
  • Warranty Deed
  • Authorization to Release Information

    • Home Equity:

  • Waiver of Certain Terms in Other Loans with Lender
  • Affidavit of Lender Relationship
  • Acknowledgment Regarding Voluntary Repayment of Existing Debt
  • Notice of Right to Rescind
  • Election Not to Rescind

    • Refinance

  • Affidavit of Reasonable and Necessary Closing Costs For Homestead Property Refinance

    • Miscellaneous

  • 1099-S Certification For No Information Reporting
  • 1099-S Proceeds from Real Estate Transactions
  • Affidavit of Exclusion
  • Affidavit Regarding Loan Purpose
  • Assignment of Leases, Rents and Profits

  • Assignment of Mortgage

  • Authorization to Release Information
  • Common Drive Agreement
  • Consent to Encroachment (across property line)
  • Consent to Encroachment (cross encroachment)

  • Consent to Encroachment (into easement)

    • Earnest Money Escrow Agreement

  • Loan Guaranty
  • Minimum Escrow Accounting Procedures
  • Mortgage and Security Agreement
  • Notary Signature for Corporation
  • Notary Signature of Individual
  • Partial Release of Mortgage
  • Promissory Note
  • Quit Claim Deed
  • Rider to Financing Statement
  • Wrap Around Mortgage Rider
  • HUD Settlement Cost Booklet
  • Consumer Handbook on Adjustable Rate Mortgages (CHARM)
  • RESPA Reform Proposal
  • Self-Employed Income Analysis

    • Tips You Should Know