South Carolina Foreclosure

General Information on South Carolina Foreclosures:

There are currently over 3,500 foreclosed properties.

South Carolina Foreclosure is Judicial

South Carolina foreclosure laws states that no sale under or by virtue of any mortgage or other instrument in writing intended as security for a debt, conferring a power upon the mortgagee or creditor to sell the mortgaged or pledged property while such power remains of force or has not been revoked by the death of the person executing such mortgage or instrument, shall be valid to pass the title of the land mortgaged unless the debt for which the security is given shall be first established by the judgment of some court of competent jurisdiction or unless the amount of the debt be consented to in writing by the debtor subsequently to the maturity of the debt, such consent in writing to be recorded in the office of the register of deeds or clerk of the court where the mortgage or other instrument in writing given to secure such debt is or ought to be recorded. But if the mortgagor be dead it shall not be necessary in any foreclosure proceeding first to establish the debt by the judgment of some court of competent jurisdiction in order to obtain a decree of foreclosure and sale.

Free South Carolina Foreclosure Lookup:

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For assistance with your foreclosure search, please contact one of the following websites:

  • Foreclosure Lookup:South Carolina Foreclosure Search – Foreclosure Deals
  • Credit Reporting:South Carolina Credit Reporting – Easy-to-understand, includes credit score explanation
  • Electronic Appraiser:South Carolina Electronic Appraiser – Instant Home Valuations!
  • Free South Carolina Foreclosure Forms:
    Following foreclosure forms are free for download. Most of the forms are provided with instructions on how to fill the form. To download any of these foreclosure papers and forms just right click on the link and select “Save As…”.

    Foreclosure Investing Forms – Real Estate Short Sale Forms:

  • Property Evaluation Sheet
  • HUD 1 Sheet
  • Warranty Deed
  • Authorization to Release Information
  • Home Equity:

  • Waiver of Certain Terms in Other Loans with Lender
  • Affidavit of Lender Relationship
  • Acknowledgment Regarding Voluntary Repayment of Existing Debt
  • Notice of Right to Rescind
  • Election Not to Rescind
  • Refinance

  • Affidavit of Reasonable and Necessary Closing Costs For Homestead Property Refinance
  • Miscellaneous

  • 1099-S Certification For No Information Reporting
  • 1099-S Proceeds from Real Estate Transactions
  • Affidavit of Exclusion
  • Affidavit Regarding Loan Purpose
  • Assignment of Leases, Rents and Profits
  • Assignment of Mortgage
  • Authorization to Release Information
  • Common Drive Agreement
  • Consent to Encroachment (across property line)
  • Consent to Encroachment (cross encroachment)
  • Consent to Encroachment (into easement)
  • Earnest Money Escrow Agreement

  • Loan Guaranty
  • Minimum Escrow Accounting Procedures
  • Mortgage and Security Agreement
  • Notary Signature for Corporation
  • Notary Signature of Individual
  • Partial Release of Mortgage
  • Promissory Note
  • Quit Claim Deed
  • Rider to Financing Statement
  • Wrap Around Mortgage Rider
  • HUD Settlement Cost Booklet
  • Consumer Handbook on Adjustable Rate Mortgages (CHARM)
  • RESPA Reform Proposal
  • Self-Employed Income Analysis